Terms & Conditions

Terms & Conditions


This disclaimer applies to the website www.armstrongsfinancialadvisers.com.au, (“the Website”) which is owned and operated by G&S Financial Solutions Pty Ltd ABN 40 620 019 294, Australian Financial Services Licence 504169 (referred to hereafter as “Armstrongs Financial Advisers”). By using the Website which includes viewing, browsing, downloading and accessing links on the Website, you agree to be bound by the terms and conditions of this disclaimer together with Armstrongs Financial Advisers Privacy Policy and other disclaimers, notices or statements on the Website which may be varied from time to time without notice (referred to hereafter as the “Terms of Access”). The material on the Website is provided by Armstrongs Financial Advisers, however any information obtained from it including from links to external websites is the sole responsibility of the user.

The information is provided at the relevant time and Armstrongs Financial Advisers along with its affiliates including its directors, officers, consultants, employees and/or trustees is not responsible for any representation made in the material on the Website including the reliability, accuracy or quality of the information. Excepting non-excludable statutory liabilities, no liability of any kind will be accepted by Armstrongs Financial Advisers for any loss or damage whatsoever suffered by a user of the Website as a result of inaccurate or incomplete material obtained from the Website. Furthermore, Armstrongs Financial Advisers does not warrant, guarantee or make any representation that the Website, or the server that makes the site available are free of software viruses; the functions contained in any software contained on the Website will operate uninterrupted or are error-free; or that errors and defects in the Website will be corrected.

Armstrong is not liable to you for errors or omissions in the Website, or links to external websites; delays to, interruptions of or cessation of the services provided in the Website, or links to external websites; and defamatory, offensive or illegal conduct of any user of the Website whether caused through negligence of Armstrongs or its affiliates, independent contractors or through any other cause. By using the Website, you agree to accept the full cost of any necessary repair, correction and maintenance of any of your computer software or hardware which may be necessary as a consequence of you using the Website, and you agree to release Armstrongs and its affiliates from any liability suffered by you whatsoever as a result of using the Website. Information for general use only The information provided on the Website is for general use only.


Information for general use only

The information provided on the Website is for general use only. In no way whatsoever should a user rely on the information contained in the Website for investment purposes. A user should seek specific financial advice before using any information provided on the Website to ensure that your particular legal, taxation and accounting situation is considered. The information provided on the Website should be read in conjunction with the Armstrongs Financial Advisers Services Guide and by using this Website you acknowledge your receipt of the Financial Services Guide.



Any personal information provided by you in the course of using the Website may be held and processed by Armstrongs Financial. Any information obtained by Armstrongs Financial Advisers will be held in accordance with the National Privacy Principles as contained in the Privacy Act 1998. Further information may be found in Armstrongs Financial Advisers Privacy Policy.


Links to other Websites

Any and all links provided on the Website to external websites are owned and operated by third parties and which are not under the control of Armstrongs Financial Advisers. Links to external websites are provided as a convenience to the user and the existence of a link to an external website does not imply any endorsement by Armstrongs Financial Advisers of the links and Armstrongs Financial Advisers accepts no responsibility for the material contained on those links. Furthermore, no guarantee is given as to the reliability or accuracy of the information obtained from these links, and their material should be used at the sole discretion of the user.


Third party materials and information

The Website may contain material from time to time which is not prepared by Armstrongs Financial Advisers or its affiliates. This information will be identified as third party material and should not be taken to represent the views or opinions of Armstrongs Financial Advisers Financial Advisers. The accuracy, reliability of any of the recommendations or representations made in this material is not the responsibility of Armstrongs Financial Advisers and should be used at the sole discretion of the user.


Australian residents only

This Website is designed for Australian residents. Armstrongs Financial Advisers is not liable for persons utilising information obtained by persons residing outside Australia. All references to currency are to Australian dollars unless otherwise stated. The information provided by this Website should not be taken to constitute an offer, invitation or advice to use Armstrongs Financial Advisers.


Intellectual property rights

The material on the Website is copyright © 2010 Armstrongs & Associates Pty Ltd. Armstrong reserves all intellectual property rights, including but not limited to, copyright in material and/or services provided by it. The material provided on the Website is provided for personal use only and may not be re-sold, redistributed in any material form, stored in any storage media, and/or re-transmitted in any media without the prior written consent of Armstrongs Financial Advisers.


Termination of Access

Armstrongs Financial Advisers may terminate access to the Website at any time without giving any explanation or justification for the termination and Armstrongs Financial Advisers has no liability for costs, losses or damages of any kind arising as a consequence of terminating access to the Website.


Alteration of Terms of Access

Armstrongs Financial Advisers reserves the right to change the Terms of Access with or without further notice to you and without giving you any explanation or justification for such change.


Relevant Jurisdiction

If any part of the Terms of Access is found to be void, unlawful, or unenforceable then that part will be deemed to be severable from the balance of the Terms of Access and the severed part will not affect the validity and enforceability of the remaining provisions. The Terms of Access will be governed by and interpreted in accordance with the law of the State of NSW. By using the Website you agree to the jurisdiction of the courts of the State of NSW to determine any dispute arising out of the Terms of Access.


Financial Services Guide and Privacy Policy

Important information regarding the products and services of Armstrongs Financial Advisers can be found in the Financial Services Guide.